Taxes, insurance, MI/PMI, HOA, and other applicable fees are not included in this estimated monthly payment.
About Tom Osselaer
Tom Osselaer is Chief Financial Officer for Homeowners Financial Group and is responsible for the company Financial, Accounting, Secondary Marketing, and IT divisions. Tom has been employed for over thirty years in the financial services industry. During that time he has worked for both publically traded and privately held firms, holding positions that included Investment and Bond Portfolio manager at Arizona’s largest savings bank and President of the largest mortgage servicing company in Arizona. Throughout these years Tom’s focus has been devoted to understanding the market dynamics affecting mortgage loans.
Born in Indiana, Tom has lived in Arizona since 1961 and graduated from University of California, Berkeley in 1980. Tom is passionate about travelling, cooking, eating, and reading. He is married to Heidi, a published faculty associate in Women’s History at Arizona State University, and has two children, Ryan and Shannon.