Don’t be Terrified of Technology

Joel, this is Marty. I’m calling you from a cell phone, a real handheld portable cell phone.” Martin Cooper may not be a household name, but in 1973 as Senior Engineer for Motorola, he called his primary competitor and uttered the first words ever spoken on a cell phone. Over the last 45 years and with the help of innovative pioneers, use of the cell phone has changed the world. The original device used by Martin weighed 2.5 lbs, was 10 inches long and had only 20 minutes of battery life – unacceptable in today’s standards! As adoption grew so did the evolution of the smartphone, introducing ‘apps’ into every aspect of life with new ways to deposit a check to your bank, load your boarding pass at the airport, and find the best route to work in the morning. Mobile devices have solved problems before we may have even realized them, and they continue to enter into more aspects of consumer needs, including mortgage financing. For these and many other reasons, it is beneficial to embrace technology, as you never know what solutions it may provide us in the future.

Technology advancements are generally triggered by some form of necessity. At HFG, we find it necessary to simplify obtaining a mortgage and are happy to provide our clients tools to reduce the amount of paperwork generally required in the mortgage process. During the application process, our Licensed Mortgage Professionals can validate your Income, Employment, and even obtain your Asset documentation directly from your financial institutions. By opting in to these verification services, we can streamline your journey to homeownership by not forcing you to locate those tax forms from years past or request updated bank statements later in the mortgage process. In some cases, we may even have the ability to waive the requirement to pay for an appraisal. Continuing to be the leader of digital mortgage solutions, we know there is no replacement for the personal service we provide. If you want the advantages of high tech with a human touch, give us a call today!