Selling Season

As we move away from winter and into spring, many homeowners are looking at listing their current home. ‘Staging’ is a common term used to make a property appeal to the highest number of potential buyers with the hopes of getting top dollar and selling it very quickly. What is the cheapest way to stage? Put away your personal items. Prospective buyers won’t have the ability to picture themselves in the home with dozens of pictures of your family staring back at them. Simple and cost effective!

On the opposite side, you can also hire a professional stager. These companies bring in mirrors, plants, area rugs and even full bedroom furniture sets if needed. For sellers truly anxious to find a buyer, this can be a beautiful way to dress the home with little effort. These services can come with a higher price tag, but may be well worth it if the home goes off the market quickly.

Clearing Up Closing Costs

In a recent survey performed by ClosingCorp, a provider of real estate closing costs data, the top five closing costs that surprised homebuyers were:In a recent survey performed by ClosingCorp, a provider of real estate closing costs data, the top five closing costs that surprised homebuyers were:

  1. Mortgage Insurance
  2. Bank fee/points
  3. Taxes
  4. Title Insurance
  5. Appraisal fees

Most alarming, however, was that 17% said they hadn’t expected they would be required at all. In any mortgage transaction, closing costs are typical but can vary by Lender. At Homeowners Financial Group we will provide you with a Loan Estimate which includes estimated interest rate, monthly payment and total closing costs. We will provide all of this information upfront, so there will not be any surprises later. Call us today to discuss your mortgage financing needs!

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