Joe is proud of his achievements as a Presidents Club multi-million dollar producer for 8 years in a row. He is originally from New Mexico but has spent the majority of his life in the Valley of the Sun. Joe has built his business on ethics, commitment to education, and understanding teamwork.
Joe treats every transaction as if it were his own. His extensive knowledge of finance offers clients a well-rounded and insightful approach to mortgage lending. His experience lies in condo lending, mortgage bond trading (how this impacts mortgage rates) and jumbo lending.
Nearly 100% of Joe’s business is by referral from satisfied clients, trusted advisors, and the most experienced Realtors in the Valley. Joe built his business on the book Raving Fans and is constantly striving to raise the level of customer service buyers receive during the home buying process.
When Joe isn’t working, he is at home spending time with his Wife, Caroline, and his baby boy, Mason. Joe also sits on the board of a local children’s charity and is dedicated to raising money for a variety of children’s charities.
MEET THE TEAM:
Manny Lopez, Licensed Mortgage Professional Assistant, NMLS#215947
Manny is committed to making sure all clients are comfortable speaking openly and honestly about any questions or concerns they may have regarding their home. Having worked in the mortgage industry for the past 13 years, he has seen many changes and every day brings new challenges. Now, at Homeowners Financial Group, he feels that they have the best product availability that he has not been able to offer at previous companies. His specialties include assisting first time home buyers in purchasing their dream home, advising clients on when to refinance, and explaining how different mortgage products work for their long-term goals.
Annie Fouquette, Licensed Mortgage Professional Assistant, NMLS#1378345
Annie is an Arizona native with over ten years of success in the mortgage industry on both the Retail and Wholesale sides, achieving Top Producer awards on several occasions. She values honesty, integrity and hard work. Clients are like family to Annie, and she is committed to helping them achieve their dream home and better position themselves financially. When she isn’t working, she enjoys spending time with family, working out, cooking, and has a huge love for dogs. She enjoys volunteering with St. Jude’s Children’s Hospital and the ASPCA (American Society for the Prevention of Cruelty to Animals).
Sarah Morrissette, Client Coordinator
Sarah began her career in the mortgage industry in 2003 as an administrative assistant quickly realizing her love for the business of helping people. Sarah joined HFG in 2011 and was awarded with Homeowners Financial Group 2013 Processor of the Year! Sarah grew up on a farm on the East Coast… so she’s a HUGE animal lover!