I am a 28 year veteran of the mortgage industry and my knowledge is vast. I work with all types of borrowers like buyers and investors whom may be local or international. I’m well versed in VA/FHA, Jumbo, and of course Conventional loan programs, and am also certified in many different DPA or Down Payment Assistance Programs including Platinum and Chenoa. Combined with Homeowners Financial Group you have a winning combination! Here at HFG, we have an array of loan products to suit everyone’s needs and qualifications. We take pride in the business relationships that we build, teaming up with the best Realtors in your area to bring you the best service. I’m always available every day of the week and weekend. My business depends on referrals which means I have many satisfied customers. Also, I’m bilingual and fluent in Spanish and work closely in many local communities with first-time buyers. I enjoy playing/coaching soccer and being with my very close family and friends, which usually includes former clients that have become lifetime friends. I look forward to assisting you with your financing needs!


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Office Phone

Cell Phone

(760) 708-4169




5857 Owens Avenue
Suite #300
Carlsbad, CA 92008

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Javier Sancarranco
NMLS# 632900
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