Throughout her many years in the mortgage industry, Crystal Bernier has accumulated a wealth of knowledge that uniquely qualifies her to match borrowers with the most suitable financing program. During her tenure, she has helped hundreds of families fulfill their dreams of home ownership and as a result developed a strong referral base. Crystal is dedicated to serving her clients with prompt, professional, and honest service that has resulted in long lasting relationships.

Crystal lives in Jacksonville with her husband Greg. She has two married sons and five grandchildren. She enjoys taking long walks on the beach and riding bikes with friends and family. Crystal also enjoys community activities and fundraising events for causes such as the American Diabetes Association. It is her goal to aid her clients in all aspects of their real estate financing needs; she is readily available to prequalify and match borrowers to Homeowners Financial Group’s many lending programs. Regardless if it’s a sale or a refinance transaction, no other individual is as uniquely qualified to guide you through the financing process.

Mortgage Calculator

Use this mortgage calculator to find loan payment. Approximated monthly payment, subject to change.

Latest Posts


Office Phone

Cell Phone

(904) 830-7940




13241 Bartram Park Blvd.
Suite #713
Jacksonville, FL 32258

Contact Form

Crystal Bernier
NMLS# 648919
Facebook   Linked in   Twitter   Instagram